Government Schemes

๐Ÿ”
๐ŸŒพ Agriculture & Farmers

PM Kisan Samman Nidhi Yojana

๐Ÿ›๏ธ Ministry of Agriculture & Farmers Welfare

Under this scheme, financial benefit of Rs. 6000/- per year is provided to small and marginal farmer families across the…

๐Ÿ’ฐ Benefits: Rs. 6,000 per year (Rs. 2,000 per installment, 3 installments)
โœ… Eligible: Small and marginal farmers with cultivable land up to 2 hectares
๐Ÿฅ Health & Wellness

Ayushman Bharat - PM Jan Arogya Yojana (PMJAY)

๐Ÿ›๏ธ Ministry of Health & Family Welfare

World's largest health insurance scheme providing cover of Rs 5 lakh per family per year for secondary and tertiary care…

๐Ÿ’ฐ Benefits: Rs 5 lakh health cover per family per year
โœ… Eligible: Poor and vulnerable families as identified by SECC 2011 data
๐Ÿ  Housing & Urban Dev

Pradhan Mantri Awas Yojana (PMAY) - Gramin

๐Ÿ›๏ธ Ministry of Rural Development

Aims to provide housing for all in rural areas. The scheme provides financial assistance to eligible rural households for construction…

๐Ÿ’ฐ Benefits: Rs 1.2 lakh (plain areas) to Rs 1.3 lakh (hilly/difficult areas)
โœ… Eligible: Houseless and those living in kutcha/dilapidated houses in rural areas
๐Ÿ’ฐ Finance & Banking

Pradhan Mantri Mudra Yojana (PMMY)

๐Ÿ›๏ธ Ministry of Finance

Provides loans up to Rs 10 lakh to non-corporate, non-farm small/micro enterprises. Three categories: Shishu (up to Rs 50,000), Kishore…

๐Ÿ’ฐ Benefits: Collateral-free loans up to Rs 10 lakh
โœ… Eligible: Non-farm small/micro business enterprises
๐Ÿ‘ฉ Women Empowerment

Sukanya Samriddhi Yojana (SSY)

๐Ÿ›๏ธ Ministry of Finance

A government savings scheme for the girl child under Beti Bachao Beti Padhao campaign. Offers attractive interest rate with tax…

๐Ÿ’ฐ Benefits: 8.2% interest rate p.a. (current), tax-free maturity amount, 80C benefits
โœ… Eligible: Girl child below 10 years of age
๐Ÿ’ผ Employment & Skill Dev

PM Vishwakarma Yojana

๐Ÿ›๏ธ Ministry of MSME

Supports artisans and craftspeople (Vishwakarmas) across 18 trades including carpenters, goldsmiths, potters, weavers etc. with training, credit support and market…

๐Ÿ’ฐ Benefits: Rs 15,000 toolkit support, loans up to Rs 3 lakh at 5% interest
โœ… Eligible: Artisans & craftspeople in 18 designated trades
๐ŸŽ“ Education & Scholarships

National Scholarship Portal (NSP)

๐Ÿ›๏ธ Ministry of Electronics & IT

One-stop solution for students seeking scholarships. Covers Pre-matric, Post-matric scholarships for SC/ST/OBC/Minority students, merit-based scholarships, and many more.

๐Ÿ’ฐ Benefits: Various scholarships from Rs 1,200 to Rs 20,000 per year
โœ… Eligible: Students from SC/ST/OBC/Minority communities and merit-based
๐Ÿ‘ฉ Women Empowerment

Beti Bachao Beti Padhao

๐Ÿ›๏ธ Ministry of Women & Child Development

A campaign to generate awareness and improve the efficiency of welfare services for girls, addressing the declining Child Sex Ratio…

๐Ÿ’ฐ Benefits: Education support, awareness, skill development for girl children
โœ… Eligible: Girl children across India
๐Ÿ’ผ Employment & Skill Dev

PM SVANidhi - PM Street Vendor's AtmaNirbhar Nidhi

๐Ÿ›๏ธ Ministry of Housing & Urban Affairs

Provides affordable working capital loans to street vendors adversely affected during COVID-19 lockdowns. Enables them to restart livelihoods.

๐Ÿ’ฐ Benefits: Initial loan of Rs 10,000 (extendable to Rs 20,000 & Rs 50,000)
โœ… Eligible: Street vendors vending in urban areas as on or before 24 March…
๐Ÿ’ป Digital India

Digital India - Common Service Centres (CSC)

๐Ÿ›๏ธ Ministry of Electronics & IT

CSCs provide government and business services digitally to citizens especially in rural areas. Services include banking, insurance, pension, certificates, and…

๐Ÿ’ฐ Benefits: Access to 300+ digital government services at doorstep
โœ… Eligible: All Indian citizens
๐ŸŒพ Agriculture & Farmers

Pradhan Mantri Fasal Bima Yojana (PMFBY)

๐Ÿ›๏ธ Ministry of Agriculture & Farmers Welfare

Provides financial support to farmers suffering crop loss/damage due to unforeseen events like natural calamities, pests & diseases.

๐Ÿ’ฐ Benefits: Crop insurance coverage at minimal premium (2% for Kharif, 1.5% for Rabi)
โœ… Eligible: All farmers growing notified crops in notified areas
๐Ÿ’ผ Employment & Skill Dev

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)

๐Ÿ›๏ธ Ministry of Rural Development

Provides at least 100 days of guaranteed wage employment in a financial year to every rural household whose adult members…

๐Ÿ’ฐ Benefits: 100 days guaranteed employment per year at state-prescribed wages
โœ… Eligible: Rural households with adult members willing to do unskilled manual work
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Scheme Title

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